Getting the Most Out of an HSA

November 26, 2018

Employers are increasingly relying on high-deductible health benefit plans to reduce premium costs. And while premiums are lower with a high-deductible health plan than a traditional insurance plan,... Read more »

The 6 Warning Signs of a Fake Workers’ Comp Claim

November 26, 2018

Only a small percentage of workers' comp claims are fraudulent but letting them go undetected can cost a lot. In an offbeat incident of workers comp fraud in Minnesota, a woman was found out when... Read more »

Navigating DOL 401(k) Audit Red Flags

November 26, 2018

Think there’s no way your retirement plan might be audited? Think again. The Department of Labor (DOL) can select any size retirement plan for a random 401(k) audit. Your plan also could face an... Read more »

Wave of the Future: Value-Based Care

September 20, 2018

The practice of insurers paying fee for services to physicians and hospitals is going the way of the dinosaurs. Look for value-based care to replace the current payment model. With the fee for... Read more »

How to Plan for Life’s What-Ifs – with Long-Term Disability Insurance

September 16, 2018

Few people can imagine a day when they will be too ill or injured to work. Unfortunately, it’s not that uncommon. According to the Council for Disability Awareness, more than one in four of... Read more »

10 Tips for Processing Your Insurance Claim

September 14, 2018

Category 3 Hurricane Florence is set to hit the Carolinas within the next two days, with Federal Emergency Management Agency Associate Administrator Jeff Byard calling it “a Mike Tyson punch to the... Read more »

3 Tips for a Successful Business Interruption Claim

September 14, 2018

With Hurricane Florence hitting the Carolinas, property damage and protection is a key concern for many people. Real estate data provider CoreLogic estimates that the hurricane could cost more than... Read more »

HSAs – Good for More Than Just Paying Medical Expenses

September 9, 2018

Your employees can enjoy the benefit of paying their long-term-care insurance premiums tax-free — if you offer a Health Savings Account (HSA). Funded with employees’ pre-tax dollars, HSAs are... Read more »

The Future of Insuring against Disaster

September 5, 2018

Most companies aren’t insured for natural disaster and federal disaster relief is often too little and too late. Even though the cost of natural disasters in 2017 was approximately $300 billion... Read more »

New Ways to Keep Health Care Benefit Costs Down

September 4, 2018

After salaries, Health care benefits are an employer’s largest employee-related expense, according to the Bureau of Labor Statistics. A 2016 survey by the Society for Human Resource Management... Read more »