Eligibility

Most individuals age 65 or older who are citizens or permanent residents of the U.S. are eligible for “Premium Free” Medicare Part A.

You are eligible at 65 if:

• You receive or are eligible to receive Social Security
• You receive or are eligible to receive railroad retirement
• Your living, deceased or divorced spouse is at least age 62 and is eligible to receive Social Security*
• *Other stipulations apply for eligibility under divorced spouses

Before age 65, you are eligible for Medicare if:

• You have been entitled to Social Security disability benefits for 24 months
• You receive a disability pension from the railroad retirement board and meet certain conditions
• You have Lou Gehrig’s disease or ESRD