Medicare Part D (Prescription Drug Coverage)

  • Provided through private insurance plans—either stand-alone or as part of Part C/Medicare Advantage plans.
  • Plans must accept anyone who is eligible and enrolls (no pre-existing condition clause).
  • Important to enroll when first eligible (unless you have creditable drug coverage), otherwise will incur a penalty for the rest of your life if enrolling later (unless eligible for Low Income Subsidy).
  • Plans have different formularies (drug lists) and cost structures.
  • Individual is eligible for Part D if they have Part A or Part B.
  • Two ways to get Part D drug coverage:
  • If beneficiary has Original Medicare, they can purchase a stand-alone prescription drug plan
  • If beneficiary has Medicare Advantage Plan, Part D is generally included, and beneficiary receives all Medicare benefits from one plan.

Please contact us at 1.800.378.2585 or email us at info@beaconmedicare.com for more information . We are happy to help!

“We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800 MEDICARE to get information on all options.”

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