Beacon Medicare

Enrollment

  • Initial Enrollment Period (IEP) — When you are first eligible for Medicare, you have a seven-month period to sign up. This seven-month period begins three months before your 65th birthday, includes the month you turn 65, and ends three months after you turn 65. If you qualify because you’re receiving disability benefits, it starts three months before your 25th month of disability benefits from the Social Security Administration (SSA) or Railroad Retirement Board (RRB) and lasts seven months.
  • General Enrollment Period (GEP) — If you miss your Initial Enrollment Period, you can sign up between January 1 through March 31 each year. Your coverage will begin July 1. You may have to pay a late-enrollment period in the form of a higher premium for Part A and/or Part B.
  • Special Enrollment Period (SEP) — If you or your spouse (or family member if you are disabled) is currently working and you are covered by employer or union-sponsored  health insurance, you will have a Special Enrollment Period when your coverage ends, or you stop working (whichever happens first), up to two full months after the month your coverage ends. You may also be eligible for a Special Enrollment Period in other situations. For example, if you are serving as an international volunteer for a tax-exempt organization and have other health coverage, you may get an SEP when you return to the United States.
    Legal Fraud Disclaimer

    Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.