Our hope is to provide you with enough insight and enough information into the pros and cons of the different plans so that you may make an informed decision about which plan options are most appropriate for you.
2025 marks the 26th year of the plan. Since 1999, we have had the pleasure of working with your Electric Boat Representatives – the MDA, the MTC, the Retired Salaried Employee’s Association and North Atlantic States Regional Council of Carpenters to design, communicate, implement and service a Retiree Medical and Prescription Drug Plan for Electric Boat Retirees, widows and spouses who covered under Medicare Parts A & B. At the present time, there are over 2,700 Electric Boat retirees and spouses throughout the country participating in the program.
The program has four different medical plans, three different prescription drug plans through Express Scripts and two dental plans through MetLife.
Important things to remember prior to enrolling into the Electric Boat Medical and Prescription Drug plan:
- To participate in any of the Medical programs you must be enrolled in Medicare Part A and B.
- The Prescription Drug plan is available in conjunction with any of the Medical programs that are being offered. * Please note the unlimited drug plan is offered at initial time of enrollment, unless a retiree has been covered under an employer group benefit plan through a spouse or has been covered under another employer through their own active employment.
You have always quickly responded to my questions. One time I sent an e-mail on a Sunday morning and you answered on Sunday afternoon! On two or three occasions your office contacted our doctors here in South Carolina to straighten out billing questions. I really appreciate your service and hope the Retired Salaried Employees Association continues to keep you as our agent.
~Frank Cinami Electric Boat Retiree
I recently retired which means making many choices to support my life going forward. One of the most important being supplemental medical insurance. I was introduced to Beacon through the Electric Boat Benefit Committee and the Beacon seminars to explain the many plans to choose from. All plans are affordable and structured to meet your individual needs. Main reason I chose Beacon was due to the low (if any) co-pays, the helpfulness of the people at Beacon both in person or the people (real people) that answer the phone. Another added bonus is not needing to have referrals and the fact that Beacon will allow you to be covered for pre-existing conditions that many insurances will not is a major factor as we age. I cannot say enough good things about the plan coverage, the ease of using it, the piece of mind knowing I can get the medical attention I may need or the personal and thorough attention given when you contact Beacon by the very knowledgeable staff.
~Bob Gamache Electric Boat Retiree
I'd like to take this opportunity to thank you and your great staff for all the work you do getting us the best possible choices and putting them together in the booklet that explains everything so well. Phone calls are pleasantly answered and taken care of. I am so thankful that Ralph signed on with you so many years ago. I, for one, sincerely appreciate all the work that goes on behind the scenes. 
Q: If I currently have other coverage through an employer or through my spouse, can I elect not to participate in the Electric Boat Medical and Prescription Drug plan, and will I be able to elect coverage at a later date?
A: Yes, you will be able to waive coverage and enroll at the time you lose your existing coverage. You will be able to choose between any of the medical and prescription drug plan options.
Q: I enrolled in an individual Medicare Plan and would like to cancel that coverage and join the EB plan, what are my options?
A: You can elect enrollment into the program, if you chose not to participate at the time of your eligibility through EB, you can enroll in any medical plan but will not be allowed to join a prescription drug program unless you have a qualifying event. There are some Medicare rules surrounding Medicare Advantage and Medicare Part D enrollment and we can discuss your individual situation at your convenience.