Medicare Supplement Plan

Medicare supplement plans, also know as Medigap plan may cover some of your Medicare Part A and Part B out of pocket costs, like copayments, coinsurance, and deductibles. A Medigap plan is meant to pay what Part A and Part B of Medicare plans do not cover in full. There are 10 standardized Medigap plans and they are offered in every state except Massachusetts, Wisconsin and Minnesota. The ten plans range from Plan A to Plan N. Each plan is different and offers a unique combination of coverage and deductibles.

• You must have Medicare Part A and B .
• Plans are standardized and all companies sell same plans (A,B,C,D,F,G,K,L,M,N).
• Premium costs may vary by plan and location, even for the same standardized benefits.
• Plan premiums vary between companies.
• If you apply for Medigap coverage after your open enrollment period, there’s no guarantee that an insurance company will sell you a Medigap policy if you don’t meet the medical underwriting requirements.
• No Network you can see any provider in the US that accepts Medicare.
• Pay only after Original Medicare (Parts A & B) little or no out-of-pocket cost after monthly premium.
• Guaranteed Issue Open Enrollment-6 months beginning with Part B effective date at age 65 or older.
• Special Circumstances-typically 63 days after loss of coverage.
• Rating methodology & underwriting vary by State.

Please contact us at 1.800.378.2585 or email us at info@beaconmedicare.com for more information . We are happy to help!